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everyone needs a paypal account

What if everyone had their paypal-type system? What if, I could intuitively broker a deal with someone, decide to pay him/her a predetermined amount, and then execute the transaction? Before you start imagining all the techno-babble that would provide automatic notification, precise management, and secure transfer of funds, with XML-parsing POST/REST, Service Enabled Architectures on 3-tiered platforms, let’s just assume that it could be done, easily. My question, then becomes, what kind of new relationships between people — partnerships, companies, makeshift organizations, posses, could be built from a system like this? Are we almost there?

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