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Dear Bank of America Credit Card

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To Whom It May Concern:

Please accept my SECOND FINAL attempt at paying off a balance for a charge I did not authorize. You see, I haven’t used your crappy credit card since 2003, and somehow one of those Internet companies charged $14.95 to an already expired, non-activated card (which I still can’t figure out how they were able to do). Unbeknownst to me, your company purchased the previous Credit Card company, MBNA, through which this Georgia Tech Alumni Credit Card was issued, and never bothered to get my account working for your paperless billing system.

You reported my account delinquent, and closed the account without contacting me. Ever. When I finally decided to pay you losers off using your phone system, since you couldn’t take any other forms of payments, I found out a month later, that you charged me $10.00 for paying off my $19.00 balance (14.95 plus all those huge late fees). Please accept this payment of $21.50 which includes another $10.00 in addition to the $10.00 fee and $1.50 who-knows-what charge. Keep the damn change.

Thank you,

a customer you will never have to deal with again.

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